Arkansas Digital Map
📍 Based in Jonesboro • Serving All of Arkansas

Bankruptcy Relief.
Virtual or In-Person.

We assist families and small businesses in navigating complex financial challenges. Schedule a free consultation from the comfort of your home or at our offices.

🏛️
⚖️
🤝

Helping Arkansans with bankruptcy since 2017

How It Works

We've streamlined the bankruptcy process to make it as stress-free as possible.

1

Free Consultation

Schedule a free call or in-person meeting to discuss your options.

2

Easy Upload

Upload your pay stubs and documents directly to our secure client portal.

3

Review & Sign

Review your petition with your attorney to ensure everything is accurate.

4

Credit Counseling

Take a required short online course from home.

5

Case Filed

We file your case. The 'Automatic Stay' immediately stops creditors!

6

341 Meeting

Attend a brief meeting with the Trustee (usually via Zoom) about 30 days later.

Asa King Attorney

Helping Families Find a Fresh Start.

Navigating financial difficulty requires more than just legal knowledge; it requires a partner who understands the stakes. My practice is dedicated to helping Arkansas families and small businesses stabilize their finances and move forward.

As a member of the American Bankruptcy Institute and the National Association of Consumer Bankruptcy Attorneys, I bring specialized expertise to every case, ensuring you get the protection you deserve under the law.

Whether you are facing foreclosure, struggling with business debt, or simply need a reset, my goal is to provide clear, professional guidance to help you regain control of your financial future.

Credentials & Admissions

Education

  • JD, University of Arkansas (2016)
  • BA Economics, University of Arkansas (2012)

Court Admissions

  • US Supreme Court
  • 8th Circuit Court of Appeals
  • Arkansas Supreme Court
  • Eastern & Western Districts of AR

5-Star Rated

"Compassionate & Effective" on Google

Bankruptcy Options

Understanding the difference between Chapter 7 and Chapter 13 is the first step to financial freedom.

7

Chapter 7 Bankruptcy

Often called "liquidation" bankruptcy, Chapter 7 is designed to wipe out unsecured debts like credit cards and medical bills. It provides a quick "fresh start" for those who qualify based on income.

  • Eliminate credit card debt
  • Stop creditor harassment
  • Completed in months
13

Chapter 13 Bankruptcy

Known as "reorganization" bankruptcy, Chapter 13 allows you to catch up on missed mortgage or car payments over 3-5 years. It's ideal for saving your home from foreclosure or car from repossession.

  • Stop foreclosure immediately
  • Keep your vehicle
  • Consolidate debts into one payment

Debt Defense

Not ready for bankruptcy? We can defend you against creditor lawsuits and help negotiate settlements. Don't let a default judgment ruin your financial future.

  • Fight creditor lawsuits
  • Negotiate settlements
  • Avoid bankruptcy if possible

Small Business

Business struggles don't have to mean the end. We assist with effortless wind-downs to limit personal liability, or strategic restructuring to keep operations running.

  • Limit personal liability
  • Organized wind-downs
  • Protect personal assets
Book Free Consult

Expert Guidance

Clear & Honest Advice

Local Attorney

Based in Jonesboro

Frequently Asked Questions

Common questions about bankruptcy in Arkansas.

Consultations are always free. To start your case, we require a $500 down payment. For Chapter 7, the remaining fees and court costs must typically be paid before the case is filed. For Chapter 13, the remaining attorney fees can often be paid through your court-approved payment plan.

In most cases, yes. Chapter 13 bankruptcy is specifically designed to help you catch up on missed car payments and keep your vehicle. Even in Chapter 7, you can often keep your car if you are current on payments and the equity is within Arkansas exemption limits.

Yes. As soon as your bankruptcy case is filed, an 'Automatic Stay' goes into effect. This is a federal court order that immediately stops most creditors from collecting debts, including wage garnishments.

Yes. Filing for bankruptcy triggers the Automatic Stay, which halts foreclosure proceedings immediately. Chapter 13 is particularly effective for this, as it allows you to repay your mortgage arrears over a 3-5 year period while keeping your home.

Most unsecured debts like credit cards, medical bills, and personal loans are dischargeable. Student loans and recent tax debts are generally not dischargeable, though there are exceptions. We will review your specific debts during your consultation.

You will likely have to attend one meeting called the 'Meeting of Creditors' (or 341 Meeting). Currently, these are conducted virtually by phone or Zoom, so you can attend from home. We will be there with you to represent you.

Ready for Your Fresh Start?

Don't let debt control your life any longer. Schedule your free consultation today.

Schedule Free Consultation